<Skin Cancer Screenings: Medicare Coverage Uncovered>

Summer Sun and Skin Concerns

With summer just around the corner, many of us are looking forward to outdoor activities under the sun. However, with increased sun exposure comes the risk of skin cancer, particularly for those over 65. If you're concerned about this, you're not alone. While skin cancer is common, early detection significantly improves outcomes. Fortunately, Medicare provides coverage for many essential detection and treatment services, giving you peace of mind and access to necessary care.

What Medicare Covers for Skin Cancer

Medicare is designed to cover medically necessary services for detecting and treating skin cancer. Here’s a simplified look at what is covered:

• Doctor visits if you suspect you might have skin cancer.
• Biopsies to evaluate suspicious lesions.
• Related treatments, after you meet your deductible.
• Preventive care discussions during your annual wellness visit—use this time to talk about any skin concerns.

Understanding Routine Exams and Self-Checks

It’s important to know that routine full-body skin exams are not covered unless a doctor identifies a suspicious lesion. That’s why self-examinations are crucial. Be proactive by regularly checking your skin and reporting any changes to your physician.

What Medicare Does Not Cover

• Cosmetic procedures, such as the removal of benign moles or skin tags.
• Sunscreen or preventive skincare products under Original Medicare.
• Experimental or non-FDA-approved treatments.

Some Medicare Advantage plans might offer additional benefits, such as coverage for preventive skincare products. Be sure to check your plan’s details to see what’s included.

Stay Proactive About Skin Health

Staying proactive is key to maintaining good skin health. It’s always a good idea to clarify what’s included in your specific Medicare plan. Consider reaching out to a Medicare advisor or your plan provider for more detailed information.