Medicare OEP Myths — What You May Have Heard vs. What’s True
Medicare OEP Myths — What You May Have Heard vs. What’s True
Misinformation causes many people to miss out on helpful coverage changes.
Myth #1: OEP Is the Same as AEP
Truth: OEP is more limited and allows only one change for Medicare Advantage members.
Myth #2: I Can Switch to Any Plan I Want
Truth: Changes are restricted to Medicare Advantage plans or returning to Original Medicare.
Myth #3: A Plan Review Means I Have to Change
Truth: A review is informational. Many people confirm their current plan is still a good fit.
Myth #4: If I Don’t Use My Plan Much, It Must Be Fine
Truth: Low usage doesn’t always mean good coverage. Costs often show up unexpectedly later in the year.
Separating fact from fiction helps you make confident, informed decisions.