Why a Medicare Plan Review During OEP Is So Important

Many people assume that if they’ve already enrolled in a plan, there’s no reason to review it. In reality, a Medicare plan review during OEP can be one of the most valuable steps you take all year.

Plans Change — Even If You Don’t

Each year, Medicare Advantage plans may change:

• Provider networks

• Drug formularies

• Copays and coinsurance

• Benefit structures and limits

What worked last year may not work this year.

A Review Helps You Avoid Costly Mistakes

A proper plan review looks at:

• Your current doctors and specialists

• Your medications and pharmacies

• Your health needs and budget

• Out-of-pocket exposure

This ensures you’re not paying more than necessary or sacrificing coverage you rely on.

No Obligation — Just Clarity

A Medicare plan review doesn’t mean you have to change plans. Sometimes, confirming that your current plan still fits provides peace of mind.

And if a change is needed, OEP is your chance to act.